Medicare Coverage and Long Term Care

The ‘M’ Word

Like medical insurance, Medicare is a hot-button issue. Especially in today’s economy. Will there be cuts? If so, how much? It’s hard to predict from one day to the next, so it is crucial to have a benefit company that understands the complexities and aligns itself with preferred carriers.

MEDICARE COVERAGE

Click here to receive a free Medicare quote from HealthPlanOne

LONG TERM CARE

With more Americans reaching the retirement age, long-term care should be on the minds of every employer and employee. But that’s just not the case, which means your employees could be at risk of draining their hard-earned financial assets by paying for expensive but much needed services like assisted living facilities, nursing homes, or in-home care over the long term.

We can help you put an affordable plan in motion that can safeguard your employees from unexpected life events that could affect them both personally and financially.

The need for long-term care could happen at any time:
  • Currently, more than 12 million Americans need long-term care
  • According to the U.S. General Accounting Office, approximately 60% of Americans who reach age 65 will need long-term care at some point in their lives
  • Roughly 40% of people receiving long-term care services are working age adults